Established in 1973
Represented in 22 states
Over 50 Medical Aid plans participating
Christian brothers and sisters helping each other with the cost of medical bills and expenses.
The way it works:
Each church has their own medical aid plan with their own constitution, committee, etc. Each participating member will pay their own share of the medical bill via deductibles. At the end of each quarter each medical aid plan submits a report to the Pool (CAM office) containing the number of members and amount of claims after deductibles for their group. The total claims of all groups are then divided by the total participating members of all groups, which results in the assessment for that quarter.
The Resharing Pool has two plans in which members may participate.
- The Basic Plan is for persons who are under the age of 65. However, members who are 65 and older and are exempt from social security will also be on the Basic Plan, but will pay an additional assessment.
- The Senior Plan is for members who have Medicare parts A & B. Senior Plan members do not pay any deductibles unless they do not have Medicare part D (prescriptions). Auto related accidents also have a deductible.
Eligible medical expenses: physicians, hospitals, ambulance, outpatient facilities, dental/hearing/vision (limited), hospice/home health (limited), maternity, prescriptions, nursing home (limited), psychiatric (prescriptions only), physical therapy