Established in 1958
Represented in 35 states
Over 7,000 member accounts
Providing members with a systematic way to help one another when one experiences loss to their property.
- Types of losses include: fire, wind, hail, lightning, smoke, ice/snow, flood, water, earthquake, theft, vandalism, air-craft, civic disorders, upset/collision, Animal: suffocation/heat/electrocution.
- Types of property that can be listed include: dwellings, personal property, church buildings, schools, farm buildings and equipment, animals, hay/grain, vehicles in storage, decorative fences, rental property, commercial property, builder's risk, construction tools and equipment, heavy equipment, campers, buggies, ATV's, etc.
Semi-annual assessments are based on the claims submitted and the valuation of the member's listed property. CAM is not reinsured by another insurance company. Therefore, when a major catastrophe occurs, and additional reserves are needed, members will pay extra assessments to help pay for that need. This is what true mutual aid is all about and what sets CAM apart from many other mutual aid and insurance companies. It is all about brothers and sisters sharing with each others' needs.
If you have a mortgage on your property, you will be pleased to know that the majority of the financial insitutions do accept CAM's property coverage.